Syndicate Bank Personal Loan

With affordable interest rates, Syndicate Bank offers personal loans. Additionally, Syndicate Bank provides paperless digital loan processing along with online, quick personal loan. Syndicate Bank with interest rates starting at 7.50% onwards. A maximum loan from Rs 1lacs to 5 lacs with a maximum 1 to 5 year repayment period is available to you.

Interest Rate 7.50% onwards
Maximum Loan Rs 1lacs to 5 lacs
Processing Fees 0.50%
Maximum Loan Tenure 1 to 5 year

Loan Disbursal in 3 hrs*
100% Online Process
Verify Contact Number

A Four-Step Guide to Efficient Financing

1
Complete Your Basic Details
2
Check Your Soft Eligibilty
3
Complete Your Details
4
Get Disbursal in account

Syndicate Bank Personal Loan EMI Calculator

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Documents Required for Syndicate Bank Personal Loan 

Here are the list of documents required for personal loan in Syndicate Bank: 


  • Form for a personal loan that has been properly completed and signed

  • Photographs

  • Identification documents include a passport, voter ID card, driver's licence, PAN card, Aadhar card, and an ID from a government agency.

  • A recent pay stub that includes all deductions or, in the case of salaried workers, a Form 16 and a recent salary certificate, as proof of income

  • For those who are not salaried, income proof consists of the last two years' worth of tax returns.

  • The most recent credit card statement, the most recent phone bill, the most recent electricity bill, and the most recent bank account statement serve as proof of address. home lease currently in effect

  • Bank Passbook or Statement with the Last Six Months' Entries


Your income level and/or any pledged collateral will determine if you are eligible for the Synd Saral personal loan from Syndicate Bank Loan . A personal loan from Syndicate Bank might cost up to Rs. 5 lakh (unsecured) and Rs. 20 lakh (secured) in total. The maximum repayment duration for the personal loan is 60 months. On personal loans from Syndicate Bank Loan , a service fee equal to 0.5% of the loan balance will be charged.

Feature and Benefits of Syndicate Bank Personal Loan 


The principal characteristics of Syndicate Bank Loan online personal loan are as follows:


Loan amount: The unsecured Syndicate Bank personal loan, which has a maximum loan amount of up to Rs. 20 lakh, can be used to address a variety of financial difficulties.


Flexible payback:  Terms are guaranteed by the loan's up to 60-month lifespan, which is open to both paid professionals and independent contractors.


Online application: If approved, you can quickly receive your Syndicate Bank personal loan after submitting your application online.


Process of applying Syndicate Bank Personal Loan 

Here are the following steps that you should have to follow for how to get personal loan in syndicate bank :   


    • Visit the official website Fincrif.com .

    • Firstly , login with your name and number .

    • Then fulfill your employment type.

    • Verify OTP.

    • Upload all the documents and submit .

    • Last , you will get a call from the Fincrif team and help you to proceed next...


Frequently Asked Questions ( FAQ ) 

  1. Can I get a personal loan from Syndicate Bank for how much?

ANS. With Syndicate Bank, you can get a loan for up to Rs. 20 lakh. However, factors such as your age, credit score, employment, capacity for payback, etc., affect the qualifying loan amount.

  1.  Can I submit an offline application for a Syndicate Bank Personal Loan?

ANS. By going to the bank's closest branch, you can submit an application for a personal loan from Syndicate Bank.

  1. What happens if my application for a personal loan from Syndicate Bank is denied?

ANS. You might get in touch with the bank's customer service division and inquire about the potential of reapplying.


 Minimum of documentation:  Your personal loan application could be processed with just a few simple papers.

Eligibility Criteria for Syndicate Bank Personal Loan 

Depending on the type of loan you choose, there are different Syndicate Bank Personal Loan eligibility criteria. The following are the typical requirements for unsecured loans:


  • You ought to live in India.

  • Age requirement: at least 21.

  • Your age should not exceed 70.

  • Minimum Monthly Income: Rs.15,000 

Fees and Charges of Syndicate Bank Personal Loan 

Finance Charges2% p.m. if the minimum amount due is paid within the due date.
2.5% p.m. if the minimum amount due is not paid within the due date.
Charges for cash withdrawal at Syndicate Bank ATMs2% of the transaction amount with a minimum of 50/-
Charges for cash withdrawal at domestic ATMs other than Syndicate Bank ATM2.5% of the transaction amount with a minimum of 100/-
For Cash withdrawal Overseas2.5% of the transaction amount with a minimum of 200/-
Foreign Currency mark-up fee3% of the transaction amount.
Charges for a balance enquiry at domestic ATMsRS. 15/-
Charges for a balance enquiry at overseas ATMs30/-
Cheque bounce charges200/- per occasion
Charge slip retrievalRS. 150 for each charge slip
Limit enhancement charges200 per request
Charges for the usage of the card over the credit limit100/- per instance

Syndicate Bank Loans

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