fincrif is an independent professional services provider and is in no way affiliated with any government or governmental agency, regulator or credit reporting agency. The information contained on this website does not guarantee the correctness of the content, details and calculations. Information is subject to change without notice.
This notice has been issued and is to be construed in accordance with the provisions of the Information Technology Principles (Reasonable Security Practices and Procedures and Sensitive Personal Information) 2011 under the Information Technology Act 2000 and other applicable laws and regulations requiring disclosure of privacy practices in the collection, use, retention, disclosure and transmission of sensitive personal data or information.
This policy does not apply to the practices of companies that fincrif.com does not own or control or to people that fincrif.com does not employ or manage.
fincrif collects your information when you register for an account, when you use its products or services, visit its Website’s pages. When you register with the Website and sign in you are not anonymous to us. Also, you are asked for your contact number and other details during registration and may be sent SMS, electronic mails (“e-mails”) , notifications, Whatsapp messages about our services to your wireless device.
To establish identity and assess applications; Monitor, improve and administer our Website; Design and offer customized products and services offered by our third party partners, manage our risks including the risk of fraud that may be committed against Us or our partners; Analyze how the Website is used, diagnose service or technical problems and maintain security; Send communications notifications, information regarding the products or services requested by You or process queries and applications that You have made on the Website; Manage Our relationship with You and provide You with or inform You about other products or services We think you might find of some use; Conduct data analysis in order to improve the Services provided to the User; Use the User information in order to comply with country laws and regulations; To conduct KYC for our third party partners based on the information shared by the User for the provision of Services. This would include conducting analysis of Your bank statements and eKYC.fincrif can perform KYC directly or through third parties with its customers. In the event that the KYC as described in this clause is performed by third parties, fincrif will share your relevant information with those third parties in order to use those services; We may also use other technologies to track how you interact with the Site and engage certain third party agencies to use the data on our behalf to analyze data to determine how you use the site.
When you use the Website or Mobile App to apply for a loan, we collect information about you that can be used to uniquely identify or contact you, such as: B. But not limited to: Name, City, Address, Date, Birth Certificate, Aadhar Information (optional), Contact Information, Billing Information, Marital Status, PAN Number, Name of Bank where you have your main account, Bank Statements, Payslips, Income information and expenses obtained through bank SMS scraping and integration with our service provider, other KYC documents, etc.; Your employment details, including years of experience, income details, name of your current employer, office address, details of the years/months you worked at your current employer; Information about your tax return; Credit information collected from other sources such as the Equifax credit reporting agency; transaction history information, such as B. Expense data, call history, contact list and other related information through our mobile application; Your unique identifiers such as username and password, preference information and transaction history; personal identification numbers, passcode numbers, bank account numbers, time zone, zip code, country, state, city, email address, date of birth and gender, and other similar electronic data.
We collect information such as internet domain and host names, internet protocol (IP) addresses, browser software, operating system types, click patterns, and the date and time you access the website. (Uses – marketing, remarketing, web analytics to improve customer experience, as well as advertising social media data information collected via Facebook, Twitter, Linkedin or other social accounts from users who have logged into the account on the website and/ or in the App We may receive your Personal Information from those social media sites/apps in accordance with the privacy policies of those sites/apps App to your username, profile picture, email address associated with that particular website/app Address, any information you have published in connection with this website/application and/or any information or content that is the social media website/application may be restricted by accessing or connecting to the website via a Social media website/application, you authorize us to collect, store, use and archive such information and content in accordance with this policy.
fincrif.com will retain your information for as long as necessary to provide the services available through the website/mobile application or your request to delete your fincrif.com account, whichever is later. After closing your account, fincrif.com may continue to use your anonymized data in aggregate form or in combination with other users' anonymized data.We use this aggregated anonymous data for data analysis, profiling and research purposes, for example to better understand our users and their profiles. We may store your contact details and complaints details (if applicable) for the purpose of fraud prevention and to exercise/defend legal claims or to provide evidence in connection with a legal proceeding.