#1 India's Fastest Growing Digital Loan Market Place

Get Instant Online Personal Loan — in 30 Mins, Quick Approval

Get Instant Loan in 30 Mins, flexible EMI & tenure, and a 100% online process.

~30 min* Approval & disbursal
Up to ₹25 Lakh Loan amount
100% Digital Paper-light e-KYC
1
Share basics

Name, PAN & mobile — secure & consent-based.

2
e-KYC & eligibility

Instant checks; partner calculate offers and EMI options.

3
Approve & disbursal

Quick verification and funds to your bank account.

Get a Personal Loan upto₹25 Lakh in in 30 Minutes*

100% digital and secure process, 45% lower EMIs starting @ ₹1104/Lakh, Pay interest only on what you use with flexi loan.

Instant e-KYC No collateral Flexible tenure Trusted partner
Approval 2 minutes & Disbursal in 30 Mins*
Opens lender flow after a short verification step.
1+ Million

Happy Customers

Rs. 250+ crore

Monthly Personal Loans Disbursal

Wide Range of 60+

Partner Banks & NBFCs

Support team 500+

Team Size of Experts

Our Products

Personal Loan
Details

ROI
Starting 9.99% Onwards
Disbursal In
30 mins
Flexi Personal Loan
Details

ROI
Starting 9.99% Onwards
Disbursal In
30 mins
Credit Limit Loan
Details

ROI
Starting 10.25% Onwards
Disbursal In
3 hrs
Loan Balance Transfer
Details

ROI
Starting 10.25% Onwards
Disbursal In
3 hrs
Loan Top Up
Details

ROI
Starting 11.00% Onwards
Disbursal In
3 hrs
Banks Overdraft Loan
Details

ROI
Starting 11.25% Onwards
Disbursal In
3 hrs

Compare the best Personal loan offers

IDFC First Bank
Interest Rate Range
starting at 9.99%
Processing Fee
1%
Max Loan Amount
₹ 1 cr
Tenure Range
6 month to 5 year
Apply
Bajaj Finserv
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
Apply
Tata Capital
Interest Rate Range
10.99%
Processing Fee
0-1%
Max Loan Amount
₹ 35 lacs
Tenure Range
upto 6 Years
Apply
Incred
Interest Rate Range
13.99%
Processing Fee
0-1%
Max Loan Amount
₹ 15 lacs
Tenure Range
1 to 5 years
Apply
Axis Bank
Interest Rate Range
10.49%
Processing Fee
0-1%
Max Loan Amount
₹ 15 Lacs
Tenure Range
1 to 5 years
Apply
TATA FLY
Interest Rate Range
18%
Processing Fee
1% to 3%
Max Loan Amount
₹25,00,000
Tenure Range
1 to 6 year
Apply
Bajaj Growth Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
Apply
Fibe
Interest Rate Range
18%
Processing Fee
2%
Max Loan Amount
5 Lakh
Tenure Range
6 to 36 months
Apply
SMFG India Credit
Interest Rate Range
13% onwards
Processing Fee
Up to 5% of the total loan amount + GST
Max Loan Amount
Up to INR 30 Lakh*
Tenure Range
12 to 60 months
Apply
Bajaj SOL
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
Apply
Bajaj Prime Location
Interest Rate Range
NA
Processing Fee
NA
Max Loan Amount
NA
Tenure Range
NA
Apply
Axis Finance
Interest Rate Range
13.0%
Processing Fee
0-1%
Max Loan Amount
₹ 15 lacs
Tenure Range
0 to 3 years
Apply
Finnable
Interest Rate Range
12%
Processing Fee
0-1%
Max Loan Amount
₹ 10 Lacs
Tenure Range
Upto 5 years
Apply
FairCent
Interest Rate Range
9.99%
Processing Fee
0-3%
Max Loan Amount
₹ 10 lacs
Tenure Range
6 months to 3 years
Apply
Upwards
Interest Rate Range
18%
Processing Fee
0-2%
Max Loan Amount
₹ 3 Lacs
Tenure Range
1 to 5 years
Apply
Moneyview
Interest Rate Range
15.96%
Processing Fee
2%
Max Loan Amount
₹ 10 Lacs
Tenure Range
1 to 5 years
Apply
Federal Bank
Interest Rate Range
11.49%
Processing Fee
2.50%
Max Loan Amount
₹ 50 lacs
Tenure Range
1 to 5 years
Apply
Yes Bank
Interest Rate Range
10.99%
Processing Fee
2%
Max Loan Amount
₹ 40 lacs
Tenure Range
1 to 5 years
Apply
Aditya Birla Capital
Interest Rate Range
10.99%
Processing Fee
2%
Max Loan Amount
₹ 50 Lacs
Tenure Range
0 to 7 years
Apply

Calculate Your EMI Instantly

A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan. Whether it’s for education, travel, wedding, home renovation, or business needs—know your EMI and plan smarter.

Selected:
Years
Selected:
% p.a.
Selected:
Monthly Payable

0 / month

Principal

Interest

Total Payable

Breakdown: Principal vs Interest
Repayment Schedule
Month-Year EMI Interest Principal Balance

FAQ - FinCrif Freqently Asked Questiones

A personal is a loan that provides you to fulfill your dreams and aspirations like any other loan you can easily pay it in monthly installments.

Personal loans can be used for different segments like if you want to plan a vacation for your family then you can apply it, if you want to buy some gadget or if you want to renovate your home then in such cases you can apply for personal loans.

Every banks have their different interest rates you have to call the customer care or have to visit banks to know about your interest rates.

When you are applying for personal loans you have to submit the following documents:

  • Pan card
  • Identity proof (aadhar card, driving licence, electricity bills, ration card rent agreement etc.)
  • Bank statements of last 6 months.

    Additional personal loans documents for salaried.

    1. Salary slips of last 3 months
    2. Signature proof. (passport pan card etc)

Yes bank also provides loans to their new user by following their terms and conditions.